Debt Solutions

Learn more about the debt solutions available

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What is a debt solution?

Debt can affect anyone, and finding a way to resolve problem debt can feel overwhelming.

Debt solutions are designed to help people manage and reduce their debt. These can be formal options, such as personal insolvency procedures like Individual Voluntary Arrangements (IVAs) and Bankruptcy, or informal approaches, such as Debt Management Plans and Negotiated Agreements with Creditors.

How do debt solutions work?

Each debt solution aims to help individuals take control of their finances and work towards becoming debt-free.

Choosing the right solution can be challenging, as each option has specific eligibility criteria. It’s also important to understand the advantages and potential drawbacks of each solution so you can make a well-informed decision.

Available Debt Solutions

Below is an overview of debt solutions accessible to residents in the UK. Please note that some options are region-specific:

  • Debt solutions for residents of England, Wales, and Northern Ireland

  • Debt solutions for residents of Scotland

  • Other debt solutions

Click the ‘Learn More’ button to explore each solution in detail. If you’re unsure which option is right for you, get in touch by calling 01614515129 or completing the form, and one of our advisors will call you back.

Together, We'll Find Your Way to Financial Peace.

At UK Debt Service, we collaborate with trusted partners who specialise in helping individuals find the right solution to manage and overcome problem debt.

Their advisors are ready to listen and guide you through the options available, tailored to your personal circumstances, so you can choose the debt solution that fits best.

Take the first step today. Discover the solution that works for you by speaking with a debt specialist on 01614515129 or complete the form to arrange a callback.

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Not all options are suitable for everyone. Fees may apply, and your credit score could be impacted.

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Solutions for unsecured debts

Debt solutions can help with many unsecured debts, including:

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Council Tax Arrears, HMRC debt & benefits overpayment

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Payday loans, bank loans & overdrafts

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Credit cards, store cards & catalogues

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Bailiff Enforcement & Debt Collector Action

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County Court Judgments (CCJs) & Attachment of Earnings

Creditors in the UK

Overcome problem debt with major creditors in the UK including:

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Capital One logo with red swoosh and blue text.
MBNA logo in blue text
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Lloyds Bank logo with green text and a black horse
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Service you can trust

We are committed to providing top-quality support to help people find the right solution for managing and overcoming problem debt.

See what our clients say about us on Trustpilot.

Take the first step today and discover the solution that best fits your needs.

Speak with a debt advice specialist now on 01614515129, or fill out the form to arrange a callback.

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    “Their support was exceptional at every stage. I strongly recommend them.”

    A. Smith, Trustpilot

  • A smiling man with curly hair, glasses, and a beard, wearing a patterned shirt with floral and nature designs, standing against a plain light gray background.

    “Professional, thorough, and reliable assistance throughout. Highly recommended.”

    L. Johnson, Trustpilot

  • A woman with dark hair styled in a messy bun, smiling, wearing a nose ring and a white shirt, against a plain white background.

    “Guidance and support were outstanding from beginning to end. I would gladly recommend them.”

    M. Davis, Trustpilot

  • A smiling young man with short curly hair and a beard, wearing a dark t-shirt, outdoors with trees and a blurred background.

    “They provided excellent help throughout the process. I can confidently recommend their services”

    S. Patel, Trustpilot

  • A young woman wearing a beige hijab and a brown jacket holding a black Microsoft Surface tablet inside a modern building with wooden decor.

    “Consistently professional and supportive. I highly recommend them.”

    R. Thompson, Trustpilot

How to get started in three steps

Be guided every step of the way to get you back in control of your debts


Contact us

Complete the online form or call us on 0161 823 4974

Talk to the experts

Speak to a debt specialist and understand all options available based on your individual circumstances

Make an informed decision

Gain all the information you need to make an informed decision about your financial future

Get Started

This may not be suitable in all circumstances. Fees apply. Your credit rating may be affected.